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I have just purchased a new home and we are expecting our first child any day now. This has got me thinking about what would happen to my wife and child if something happened to me.
APRA has proposed a series of significant changes to income protection insurance.
Did you know that there’s a 52%1 chance of you or your business partner dying or becoming unable to work again before the age of 65? This increases to 67% if there are three partners and 77% if there are four, and so on.
Personal insurance (death and disability cover) is something many of us often don’t consider until we’ve settled down and started a family. It is regularly the last thing to get sorted and one of the first things to be cut from the budget.
To reduce pressure on housing affordability, the government promised to help “Australians boost their savings for their first home by allowing them to build a deposit inside superannuation”.