Insights

When you invest in a superannuation fund, one of the benefits you expect to receive as a member is that fund income will be taxed at a concessional tax rate of 15% (10% for capital gains where the asset is held for longer than 12 months) or 0% after the retirement phase pension commences.

Ongoing changes to the Australian financial advice landscape means some financial institutions classify retail investors as sophisticated – what can investors do to decrease their risk?

Changes to Australia’s financial advice landscape is resulting in some financial institutions classifying retail investors as sophisticated – what can advisers do to decrease their client’s risk?

Recent announcements about accessing superannuation due to financial hardship directly resulting from the COVID-19 pandemic have been high on the news agenda. How do you make sure you are fully informed and confident in any decision you might make in response?

Why investors need to take a long-term view when it comes to their superannuation.

The introduction of the Self-Managed Super Fund (SMSF) twenty years ago, gave Australians greater flexibility, control and choice over how and what they invest their retirement savings in.

The Australian Taxation Office (ATO) is actively targeting employers who aren’t paying employees and certain contractors their full compulsory superannuation guarantee entitlements. If caught not complying, the employer (or its directors if it is a company) could be at risk of receiving a 12...

Self-managed superannuation funds generally provide their members with greater control and flexibility over the types of investments that are selected to fund investments.

The Australian Taxation Office (ATO) recently released a warning letter targeting compliance issues with SMSF investment strategies by trustees, which could lead to potential penalties.