Understanding how loan repayments and property costs affect your cash flow is an important first step when considering a finance decision.

Our loan calculators provide simple, indicative tools to help you explore:

How making extra repayments could reduce the life and interest cost of your loan
The typical upfront and ongoing costs associated with purchasing a property or business asset.

These calculators are designed to support early‑stage conversations and provide high‑level insights only. They do not replace tailored advice or a full assessment of your financial circumstances.

Extra repayments calculator

See how additional repayments may impact your loan over time.

The extra repayments calculator allows you to model how making extra payments on your loan could:

Shorten the loan term
Reduce total interest paid
Improve long‑term cash flow outcomes.

This tool is useful for individuals and businesses considering ways to manage debt more efficiently and understand the potential benefits of paying down loans faster.

Property fees calculator

Understand the costs involved in buying a property.

The property fees calculator provides an estimate of government charges associated with purchasing residential or investment property, including purchase stamp duty, transfer registration and mortgage registration fees.

This calculator helps you build a clearer picture of total cash requirements upfront and plan accordingly before proceeding with a purchase.

Disclaimer:

The loan calculators are provided for general information purposes only. Results are indicative and may not reflect your actual financial position or available lending options. Your full financial needs and requirements must be assessed before any offer or acceptance of a loan product. We recommend speaking with a BDO Finance Solutions adviser for advice tailored to your circumstances.

Need help reviewing your finance options?

Our Finance Solutions team can help you assess lending structures, repayment strategies and property funding options aligned to your personal or business goals.