At BDO Private Wealth, we work with our clients to tailor investment portfolios specific to your individual needs and objectives. Our advisers take the time to get to know you so that we can gain a full understanding of what you wish to achieve.
It’s about empowering you to fully understand your financial situation, providing options to help you decide what type of life you want to lead and then working with you to develop strategies to achieve it.
This approach helps you take control of your financial future and ensures you have a long term plan in place. With our guidance, these plans are comprehensive and tailored to your needs. Importantly, they address the key factors of:
Lifestyle - Am I on track to live the life I want to?
Cash flow – Am I spending too much or could I spend a little more?
Retirement – Do I have enough savings to achieve my retirement goals?
Insurance – What if I became sick or my income stopped?
Wealth creation – How can I accumulate more assets, more efficiently prior to and in retirement?
Proactively managing your financial position is central to achieving your life goals – sitting back and doing nothing is not an option. With BDO Private Wealth you will receive expert advice and support across a wide variety of areas – all intended to help you achieve your lifestyle goals. Our experienced advisers are always on hand with expert advice on all aspects of financial planning.
BDO Private Wealth provides a complete suite of financial services which includes superannuation, personal protection, education and investment planning. These aspects play a significant part in creating a holistic financial strategy for you.
Through our superannuation services we can assist with the options available to you including retail, corporate or self-managed superannuation. We can advise you on:
- Investment asset allocation
- Self Managed Superannuation Funds (SMSFs)
- Choice of fund.
We find that many clients haven’t considered personal insurance due to the cost. We have the option to structure some of your policies to be held within the superannuation environment in order to minimise your out-of-pocket expense. Our advisers can help explain the differences in policies and the pros and cons of each, helping you to:
- Plan for the unexpected
- Protect your family
- Preserve your wealth.
We are able to apply specialist knowledge to structure cost-effective protection designed to buffer you, your family and your company should a life-altering event occur. Whether you’re seeking a life protection policy or considering options for establishing a total and permanent disablement cover (TPD), income protection or trauma cover, we can develop a protection plan that is comprehensive, personalised and cost-effective.
We all have different goals and objectives when it comes to investment planning. It’s our job to help you understand the need for income and growth and how that applies to your situation. Our investment planning services cover all areas of:
- Strategy design
- Choice of approaches (multi-manager, indexed, core/satellite)
- Wealth succession
- Cash flow projections
- Risk profiling and management.
Risk is inherent in all decision making – the only right that any of us have is to select the risk we wish to be exposed to. We take the time to explain core risks and provide enough information for you to make an educated decision.
We believe that education is an important part of understanding your financial options. BDO Private Wealth provides relevant education to all of our clients, so that you fully understand the strategies, risk and products. We do this with formal workshops run regularly throughout the year on topics such as:
- Young investors
- Wealth succession tips.